Good communication is the key to maximizing the benefits of your health insurance plan. . Here is the first of three strategies that will help:

1. Make sure you understand the rules of your health plan.

If you have single coverage, understand your plan basics in as much detail as you can. However, if you have family coverage, be sure to select someone to be the health plan expert. Today, most plans have significant resources, most available via the Internet, to explain plan operation and coverage. Your medical mentor may also be able to help. Additionally, many practioners are familiar with the health plans they accept. Sometimes they can offer tips to you about navigating the system. If your insurance is through your employer, your Human Resource Administrator should be able to help you understand your plan or if not, be able to direct you to other resources. Calling your insurance company representative can also help you clarify points of your plan. Whatever resources you use, the more informed you are, the more likely you’ll be able to maximize your benefits.