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Dental Insurance

Question: What are dental care options on insurance?
From: Jane M. of Junction City, KS

Answer: Like healthcare benefits, dental benefits are often provided by an employer. Private coverage is also available but you want to research the premium cost, out of pocket responsibility, and the types of services covered and at what percent. There are truly many options out there (check the web) but be careful that you choose one that meets your needs. Your dentist’s office may or may not work with that plan so you want to check that point. Many dental providers know how plans work so ask your dentist’s office staff for their thoughts.

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Ruthann Russo, PhD, JD, MPH, RHIT, is a healthcare expert with more than 20 years of experience working in and advising healthcare organizations.

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