Question: I would like to know beforehand what I would have to pay for any procedure.
From: Esther S. of Saginaw, MI
Answer: This seems like a logical and reasonable request. You should also speak with the physician (s) providing the service and the facility where the procedure is to be performed. Remember that the facility, physician, and anesthesiologist will probably bill separately so you may have to make a few contacts. If you have insurance, contact the plan’s Customer Service Department and ask if this is a covered procedure and, if so, at what percentage. Also ask how each physician participating will be reimbursed. This should give you an estimate pending unforeseen issues.
Ruthann Russo, PhD, JD, MPH, RHIT, is a healthcare expert with more than 20 years of experience working in and advising healthcare organizations.
