If you are in the position of shopping for a private health plan the options may seem overwhelming. To get you started, you first have to decide what is most important to you. Factors to consider include services, choice, location, and costs. All plans have tradeoffs. Here is place where you need to apply your individual goals and values for your personal healthcare plan. You may want to ask yourself the following questions in deciding what plan is best for you and your family.

Services

• How comprehensive do you want coverage of healthcare services to be?
• What services are limited or not covered?
• Is there a good match between what the plan provides and what you think you will need? For example, if you have a chronic disease, is there a special program for that illness?
• Will the plan provide the medication and equipment you need?
• Does the plan pay for preventive care?
• If alternative or holistic treatment options are important to you, does your plan cover them?